This was another recommendation from my friends, Zack Blair. I absolutely love Dave Ramsey! The first time I heard Dave, I went through his Financial Peace University curriculum when I was 19. I was in college, working part-time, and really didn’t have the mentality to do what the program suggests. Now, five years later, I read this book at an entirely new level. I’m ready for my Total Money Makeover!
“If you live like nobody else lives now, later you’ll live like nobody else!”
This book is great for developing and confirming a belief system in your heart about money. It’s about getting money to work for you instead of you working for your money. Dave’s plan is broken down into 7 baby steps:
1.) Get a $1,000 Emergency Fund
2.) Pay off all Debt Using the Debt Snowball
3.) Get 3-6 months worth of Expenses in Savings
4.) Invest 15% of household income to Roth IRA’s and Pre-Tax Retirement
5.) College Funding for your Children
6.) Pay off your Home Early
7.) Build Wealth and Give!
One of my favorite quotes is “Discipline is remembering what you want.” – I want to be in a great place financially and be able to give tons of money away in my lifetime! This will only come through believing God and being a wise steward of the increase He brings into my life. This book is a must read and a must implement! I hope you’ll read it, become a fan of Dave, and have your life changed through your own Total Money Makeover!
Final Grade: 9.5 out of 10